New

Introducing Escrow finance platform

Never

Never buy or sell online without using xpay App

Secure payments in one line of code

$4,999.00  Income
$1,700.00  Expense
Income

$4,999.00

50%
how it works

Safely buy and sell products and services

Rated 4.9/5 from over 500 review

Agree terms
Once the buyer and seller have negotiated the price, we automatically create the transaction.
Payment acceptance
We process the payment from the buyer via a client-customised payment page and the funds enter the Trustap Vault.
Shipping & Fulfilment
We track the fulfilment of every order from the seller to the buyer. This can be via courier/post or by a multitude of other flexible confirmation mechanisms.
Onboarding & KYC
For a seller’s first transaction, we onboard and ensure they are KYC and AML compliant.
Account management
Once a seller is onboarded, they receive a full user profile with access to their transaction history and and balance.
Dispute management
Our expert support team handles any dispute from the buyer after they receive the product/service from the seller.
How we work with our marketplace partners

Giving you financial transparency.

1
Years of experience

We deliver customised solutions that meet the unique needs of every marketplace and its users. We view marketplaces as true partners and prioritise collaboration. From the first meeting through post-launch support, we’re with you every step of the way, ensuring a seamless integration and long-term success.

1 M+
Monthly GMV
1 +
Marketplace Partners
100
Users

A combination that gets you more out of your money.

faq & answer

Anyone looking to take control of finances!

Find answers here to common questions about xpay. For any questions not covered here, or for further assistance, please review our faq

General Questions

What's xpay
xpay is an end-to-end transaction solution that can be integrated into marketplaces, e-commerce sites or used by individuals or businesses for standalone transactions.
Why use xpay
xpay offers users the highest level of security, empowering them to buy and sell online with confidence and peace of mind.
How does xpay secure transactions?
xpay is built with the highest level of security in mind, achieved through several key measures.

- Our escrow-style approach strengthens transaction security by ensuring that funds are only released once both parties are satisfied.
- Our friendly support team liaises with both parties personally in case of issues and provides unbiased advice and decisions in case of disputes
- Our automated fraud detection is integrated into the payment process.
- Additionally, we have a dedicated team of fraud analysts who pause, investigate, and resolve any suspicious transactions before releasing funds.
What are the benefits of partnering with xpay?
xpay provides a comprehensive transactional solution that seamlessly integrates payment, fulfilment, and support into marketplaces. This not only drives transaction profitability but also ensures your users enjoy peace of mind. By managing the challenges and responsibilities associated with transactions, we empower you to focus on confidently growing your business.

Features & Functionality

How do I integrate xpay into my marketplace?
If you're interested in integrating Trustap into your marketplace, our team is here to help. Trustap is versatile and suits many business models, and we can discuss how it fits your specific needs. Get in touch with the team as a first step.

From there, our Technical Onboarding team will work with you to provide you with all the necessary resources to complete your integration, including bespoke integration guides, regular check-ins during the integration process and dedicated support from our design, marketing, and fraud prevention teams to ensure your integration will be implemented to the highest standards.
How long does it take to integrate with xpay?
We can launch a custom integration in as little as four weeks, with most projects typically taking around eight weeks.
What kind of support does xpay offer?
Before the integration process kicks off, you will be connected with our expert team. They will provide ongoing support at each step of the way.
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